Bank charges unfair bank charges

The hearing of the test case will begin on 18 January 2008 and is likely to take at least a few months to reach a conclusion.

The banks (and one building society) directly involved in this case are Abbey, Barclays, Clydesdale, HSBC, HBOS, Lloyds TSB, Nationwide and Royal Bank of Scotland. They represent about 90% of the retail banking market.

The OFT has already announced that credit card default charges were unfair and had been set too high.

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